Disclaimer
Last Updated: October 4, 2026
What is the purpose of this website and Elizabeth Rea’s services?
The information provided on this website and through services offered by Elizabeth Rea and Insightful Foundation, Inc. is for informational and advisory purposes only.
Elizabeth Rea provides Expanded Intelligence, including insights, observations, impressions, and predictions that may relate to business, professional, personal, or other matters.
Expanded Intelligence is intended to provide an additional source of information and perspective. It is not a substitute for independent judgment, conventional due diligence, independent verification, or advice from appropriately qualified professionals.
Is this professional advice?
No.
Elizabeth Rea and Insightful Foundation, Inc. do not provide medical, psychological, psychiatric, therapeutic, legal, financial, investment, accounting, tax, or other licensed professional services.
Nothing on this website or provided through Elizabeth Rea’s services constitutes or should be construed as medical, psychological, psychiatric, therapeutic, legal, financial, investment, accounting, tax, or other licensed professional advice, diagnosis, treatment, recommendation, or representation.
You should consult appropriately qualified professionals regarding matters requiring professional advice or services.
You should not disregard, delay seeking, or discontinue professional advice, diagnosis, treatment, or services because of information received through this website or Elizabeth Rea’s services.
Are accuracy, verification, results, or outcomes guaranteed?
No.
Expanded Intelligence may produce information, insights, observations, impressions, or predictions that cannot be independently verified when provided, may be incomplete, may be subject to interpretation, or may become relevant only later.
To the fullest extent permitted by applicable law, Elizabeth Rea and Insightful Foundation, Inc. make no representation, warranty, promise, or guarantee regarding the accuracy, completeness, reliability, applicability, timing, verification, or outcome of any information, insight, observation, impression, prediction, or other material provided through this website or Elizabeth Rea’s services.
No particular information, answer, insight, prediction, verification, result, or outcome is promised or guaranteed.
Who is responsible for your decisions and actions?
You are solely responsible for evaluating information provided to you and determining whether and how to use it.
You remain solely responsible for your decisions, actions, omissions, due diligence, and outcomes, including those involving business, personnel, hiring, employment, investments, finances, transactions, negotiations, legal matters, health, safety, personal matters, family, and relationships.
Information provided by Elizabeth Rea should be considered as one source of information and should not replace independent verification, conventional due diligence, professional advice, or your own judgment where appropriate.
You are responsible for independently investigating and verifying information before making consequential decisions when appropriate.
What risks do you assume?
You acknowledge that uncertainty is inherent in information concerning future events, other people, their character, motives or intentions, complex circumstances, and matters that may not be independently verifiable when discussed.
By choosing to use Elizabeth Rea’s services, you voluntarily assume the risks associated with your decisions regarding whether and how to use, rely upon, disregard, investigate, verify, or act upon information provided to you.
To the fullest extent permitted by applicable law, you assume responsibility for the consequences of your decisions, actions, omissions, reliance, and non-reliance relating to information provided through this website or Elizabeth Rea’s services.
What about information concerning third parties?
Information provided through this website or Elizabeth Rea’s services may concern third parties, businesses, transactions, relationships, circumstances, or events.
You are responsible for independently evaluating and, where appropriate, verifying such information before acting upon it.
To the fullest extent permitted by applicable law, Elizabeth Rea and Insightful Foundation, Inc. are not responsible for the acts, omissions, statements, representations, decisions, conduct, or outcomes of third parties.
What about testimonials and case studies?
Testimonials, case studies, and examples appearing on this website describe particular experiences and circumstances.
They do not constitute promises or guarantees that another person or organization will receive the same or similar information, experience, result, or outcome.
Nothing in a testimonial, case study, or example creates a representation, warranty, promise, or guarantee regarding the results of any future service or engagement.
What about emergencies, health, and safety?
Elizabeth Rea and Insightful Foundation, Inc. do not provide emergency, medical, mental-health, crisis, law-enforcement, or other emergency-response services.
Do not rely on this website or Elizabeth Rea’s services instead of emergency services, medical care, mental-health care, law enforcement, or other qualified assistance when immediate health, safety, or welfare concerns exist.
If you believe you or another person is in immediate danger or experiencing an emergency, contact the appropriate emergency services or qualified professionals.
What warranties are disclaimed?
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THIS WEBSITE AND THE INFORMATION AND SERVICES PROVIDED OR DESCRIBED THROUGH IT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, EXCEPT AS EXPRESSLY PROVIDED IN A SEPARATE WRITTEN AGREEMENT.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ELIZABETH REA AND INSIGHTFUL FOUNDATION, INC. DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE EXTENT APPLICABLE.
NO REPRESENTATION OR WARRANTY IS MADE THAT THIS WEBSITE WILL BE AVAILABLE, UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT INFORMATION PROVIDED THROUGH THIS WEBSITE OR ELIZABETH REA’S SERVICES WILL BE COMPLETE, ACCURATE, CURRENT, INDEPENDENTLY VERIFIABLE, OR SUITABLE FOR ANY PARTICULAR PURPOSE.
Nothing in this Disclaimer excludes any warranty or right that cannot lawfully be excluded.
How is liability limited?
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ELIZABETH REA, INSIGHTFUL FOUNDATION, INC., AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUCCESSORS, AND ASSIGNS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO THIS WEBSITE, ELIZABETH REA’S SERVICES, INFORMATION PROVIDED THROUGH EITHER, OR YOUR USE OF, NON-USE OF, OR RELIANCE OR NON-RELIANCE UPON SUCH INFORMATION.
THIS LIMITATION INCLUDES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CLAIMED LOSSES INVOLVING PROFITS, REVENUE, BUSINESS OPPORTUNITIES, TRANSACTIONS, INVESTMENTS, EMPLOYMENT, PERSONNEL, DATA, REPUTATION, RELATIONSHIPS, OR OTHER ECONOMIC OR CONSEQUENTIAL LOSSES.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF ELIZABETH REA AND INSIGHTFUL FOUNDATION, INC. ARISING OUT OF OR RELATING TO A PARTICULAR PAID SERVICE WILL NOT EXCEED THE AMOUNT ACTUALLY PAID BY YOU FOR THAT SERVICE.
Nothing in this Disclaimer excludes, releases, waives, or limits liability to the extent such liability cannot lawfully be excluded, released, waived, or limited.
What claims and risks remain your responsibility?
To the fullest extent permitted by applicable law, you accept responsibility for claims, losses, damages, costs, or consequences arising from decisions or actions you take or decline to take based upon your evaluation, use, non-use, reliance, or non-reliance on information provided through Elizabeth Rea’s services.
For paid services, additional assumptions of risk, releases, waivers, limitations of liability, and other protections may apply under the applicable Session Policies or separate written agreement.
Does this Disclaimer replace the Terms of Use or other agreements?
No.
This Disclaimer should be read together with the applicable Terms of Use, Privacy Policy, Session Policies, and any separate written agreement governing a particular service or engagement.
If you purchase or participate in a service, additional terms, acknowledgments, assumptions of risk, releases, waivers, limitations of liability, cancellation policies, and other provisions applicable to that service may apply.
If a separate written agreement governing a particular service conflicts with this Disclaimer, the separate written agreement controls with respect to that service to the extent of the conflict.
What cannot be waived or limited?
Nothing in this Disclaimer is intended to exclude, release, waive, disclaim, or limit liability or rights that cannot lawfully be excluded, released, waived, disclaimed, or limited under applicable law.
If any provision of this Disclaimer is determined to be invalid or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will remain in effect to the extent permitted by applicable law.
Questions
For questions regarding this Disclaimer, contact:
Insightful Foundation, Inc.
PO Box 29501
San Francisco, CA 94129
hello@insightful.foundation